Financial planning
The plan is to have	$10,000.00	more than	$6,938.00	in savings
	Time to save	Category	Current	Month	Annual	One time
Net income
		CalPers		$1,638
		Social Security		$982
		Other… seek
		Work
		The Way
		Web dev
		Programing
		Seek
		Total net income		$2,620	$31,440
Expenses, monthly
		Rent, utilities		$700
		Phone		$35
		General		$600
		Total		$1,335	$16,020
Expenses, annually
		Carissa			$0
		Website			$170
		Vacation			$2,500
		Bike			$1,000
		Miscellaneous			$1,000
		Total		$389	$4,670
Expenses, regular, total (monthly + annual)				$1,724	$20,690
Savings				$895.83	$10,750
Bank bal - rent + cash on hand			$9,268
Immediate acquisitions	… from high to low priority
... and one time expenses	Dental work					$1,680
... low priority acquisitions	Opsrey large pack cover					$40
	Weighing machine					$35
	Learning Spanish					$220
	Smart phone					$250
	Travel computer, lenovo v toughbook v asus t100			Software		$500
	Move					$3,000
	Recorder					$250
	ISBN					$150
	Short sleeved tee					$49
	Long sleeved z neck					$69
	Munich pants					$70
	Small collapsible table					$50
	China bowls					$50
	Leather jacket					$100
	Leather boots					$150
	DKNY jeans					$100
	Dress shirts					$100
	Rain Pants (Columbia $50)					$50
	Rain Jacket (Columbia $27-50)					$0
	Headlamp (Petzl $25)					$25
	Dragonfly fuel pump on Amazon					$0
	MSR Pocket Rocket Deluxe	(MSR Alpine Stoway pot 1.1 L, 15.5oz, $20)				$0
	Carpet					$0
	Eyes					$0
	Total					$6,938
Time to save, years	1
Time to save, months	9